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Our traditional clients have pricing or customer service needs that have not been met by larger banks and institutions. Our aim is to provide the best merchant service experience possible. We do this by listening, anticipating and responding to our customer’s needs.


MERCHANT ASSOCIATES is the low cost leader for credit card processing and credit card terminals and provide a wide variety of payment processing solutions to fit any size business. By telling is about your business, we can guide you to the best solution. With the ability to process credit cards, guarantee checks, and process gift cards, we are positioned to be a full turn-key solution for all your transaction processing needs. Not only will we save you money, but we will delight you with our proactive customer service, support and innovative products. We want to build a strong partnership with you even after you get started with us. We are constantly talking with our customers because we are at the forefront of all changes that occur with Visa/MasterCard/Discover processing.


We offer our merchants the highest quality payment processing programs and solutions including: credit card processing, debit and EBT card processing, check guarantee, electronic check conversion, e-commerce solutions, gift and loyalty cards.

As a leader in the electronic payments Industry, Merchant Associates is distinguished from the competition by our commitment to provide our merchant clientele the best payment processing programs and solutions tailored to meet their personal needs.










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Whether you are a retailer, mail order company,

or e-commerce business, we can provide your company with fast and cost effective payment processing. The benefits incude:


  • Low processing rates.
  • Easy transition with most POS systems and terminals.
  • A secure payment gateway for real-time processing on your website
  • Dedicated account representative
  • Free online sales tracking & reporting.
  • One statement for Visa, MasterCard, Discover, & American Express